Beta terms of use
Last updated August 19, 2026
These terms apply while PaceSpend is offered as a private TestFlight beta. They explain the limited purpose of the beta and the expectations for using it.
PaceSpend is a budgeting tool, not a bank, broker, lender, payment service, or financial adviser. Do not rely on it as the only record of your money or for time-sensitive financial decisions.
Using the beta
You may use PaceSpend for your own lawful personal or business financial tracking. Keep your device and Apple Account secure, and only connect accounts you are authorized to access.
Read-only account access
PaceSpend uses read-only account data to calculate summaries and budgets. It cannot move money, make payments, or change your financial accounts.
Beta service limits
The beta may change, be interrupted, or contain errors. Transactions and balances can be delayed by a financial institution or data provider. Verify important information directly with your financial institution.
Account deletion
You can disconnect a bank or delete your PaceSpend account in the app. See the Delete your data page for the exact steps.
Contact
Questions about the private beta can be sent to prasanthmerugu@cloudgen-tech.com.